So your bride to be wants to have a fairytale proposal with a diamond engagement ring? Great, but who is paying for this ring? Some of us can't comfortably afford diamond engagement rings for one reason or another. Maybe you are a young couple who is just starting out. As a young couple, you may have barely entered the workforce, which means your savings account probably isn't ready for an investment as costly as diamond engagement rings. Maybe you're responsible enough to recognize you need a budget, maybe you're just a cheapskate, or maybe you aren't convinced you should spend a fortune just in case the marriage plans fall through. Whatever your reason is, I won't judge you, but I can help you with some pointers on how to stretch your dollar to get the best bang for your buck. Shopping for diamond engagement rings is more strategic than you might think. There are so many aspects of diamond engagement rings, and you should choose which of those aspects deserve the bulk of your budget.
Let's start with the setting of the ring. Diamond engagement rings are usually set in either gold or platinum. Since you are looking to budget you're spending, you should look at the setting as your best opportunity to save a lot of money. Most women would agree that the main attraction is the diamond, so that's where you should funnel your money. You can get away with having an attractive ring, even if you go with one of the lesser expensive precious metals for the setting. That means you should avoid platinum. You can achieve a similar look with white gold, and it is less expensive. Color of the gold won't affect the price. Yellow, white, and rose gold diamond engagement rings are of equal value. Go for a lower karat of gold to save even more money at your desertion.
Even more attention must be given to the diamond itself. Consider it the main event. When people first lay eyes upon a ring, they direct all attention to the diamond. Diamond engagement rings house all sorts of diamonds. Their value is greatly dependent on the four C's - cut, clarity, color, and carat. This is where you need to be strategic with your money. For a diamond, each category in the four C's receives it own grade which will greatly change the price. Focus your budget in buying a center diamond that puts emphasis on carat and clarity. These two aspects represent the size and the brilliance of the stone.
Go out there and experience some of the varieties of diamond engagement rings before settling on one. You'll need to make sure you get the perfect right because designer jewelry stores probably won't give you all your money back for a return.
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